Privacy Policy
Your family's privacy and your children's safety are our priorities.
Introduction
Welcome to Pockiti, a financial education app designed to teach children aged 6-16 about money management through safe, simulated financial activities. We are committed to protecting the privacy and safety of children and comply with applicable privacy laws, including the New Zealand Privacy Act 2020 and the Australian Privacy Act 1988.
Pockiti provides a safe learning environment where children can practice real-world financial concepts including budgeting, saving, investing, and charitable giving — all using virtual money in a parent-supervised environment.
All financial activities in Pockiti are educational simulations using virtual money only. No real money, credit cards, bank accounts, or actual financial institutions are involved. This app is designed for financial education and should not be considered financial advice.
Information We Collect
Information About Children
We collect information from children only with parental consent.
Account Information
- •First name and last initial only
- •Age (to provide age-appropriate content)
- •Unique account identifier for secure account management
- •Child-chosen 4-digit passcode for account access
Educational Data
- •Virtual account balances (checking, savings, investment)
- •Simulated financial transactions and trading history
- •Educational progress and achievement data
- •Savings goals and donation activity (all virtual)
Data We Never Collect from Children
✕ Full names or surnames
✕ Email addresses or phone numbers
✕ Physical addresses or location data
✕ Photos, videos, or audio
✕ Real financial account information
✕ Contact lists or social connections
Information About Parents
- •Email address (for account verification and essential communications)
- •Authentication preferences (Face ID/Touch ID settings)
- •Child account supervision and monitoring settings
- •Consent records with timestamps
How We Use Information
We use children's information for educational purposes only:
- ✓Providing age-appropriate financial education content
- ✓Tracking educational progress and achievements
- ✓Creating safe simulations of real-world financial scenarios
- ✓Authenticating child account access through secure passcodes
- ✓Enabling parental monitoring of educational activities
We Never Use Children's Data For
✕ Marketing or advertising
✕ Behavioural profiling
✕ Third-party data sharing
✕ Cross-platform tracking
Information Sharing & Disclosure
We do not sell, rent, or share children's personal information with third parties for marketing or commercial purposes.
Information may only be shared in limited circumstances:
With Parental Authorisation
Only when a parent provides specific, informed consent. Subject to immediate revocation.
For Child Safety
To protect the safety of a child or other individuals, or to prevent harm.
Legal Requirements
When required by valid legal process such as court orders.
Technical Service Providers
Only with providers who assist in app functionality, subject to data protection agreements and prohibited from using data for their own purposes.
Data Storage & Security
Local Device Storage
- ✓ iOS Keychain with hardware-backed security
- ✓ Encrypted data at rest
- ✓ Biometric security for parental access
- ✓ Individual passcodes for child accounts
- ✓ Separate accounts per family member
Optional iCloud Sync
- ✓ Requires parental consent to enable
- ✓ Encrypted in transit and at rest
- ✓ Apple's privacy standards apply
- ✓ Can be disabled at any time
- ✓ Cloud data deletable on request
Data Retention
- • Child data retained only while parental consent remains active
- • All local data deleted when app is uninstalled
- • Data deleted within 30 days of account closure or consent withdrawal
Parental Rights & Controls
Parents can manage their children's data and experience:
Access & Review
View collected child information, activity reports, and educational progress through the parent dashboard.
Modify & Delete
Update child account details, delete specific data, or remove a child's account entirely.
Consent Management
Withdraw consent at any time and modify data collection preferences.
Educational Controls
Set approved stock lists, select charitable organisations, and manage learning features.
Your Privacy Rights
Under the New Zealand Privacy Act 2020 and Australian Privacy Act 1988, you have the right to:
- ✓ Access the personal information we hold about you and your children
- ✓ Request correction of inaccurate information
- ✓ Request deletion of your data
- ✓ Withdraw consent for data collection at any time
- ✓ Lodge a complaint with the relevant privacy commissioner
You can exercise these rights through the parent dashboard or by contacting us at support@pockiti.co.
Contact Us
If you have any questions or concerns about this Privacy Policy or how we handle your data, please contact us:
Last updated: May 26, 2026 — Version 1.1